Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

Insurance benefits can be confusing; I am happy to help you navigate payment and reimbursement options if you choose to use insurance.

For medical plans with out-of-network benefits, coinsurance, or copays, clients are responsible for paying the full fee at the time of service.

​Clients without insurance or electing to pay for services without submission to insurance are entitled to a good-faith estimate for services.

Questions to ask your insurance provider:

Here are some recommend questions to ask your insurance provider to help determine your benefits:

• Does my health insurance plan include mental health benefits?
• Do I have a deductible? If so, what is it and have I met it yet?
• Do I have a co-pay or co-insurance? If so, what is it?
• Does my plan limit how many sessions per calendar year for therapy appointments? If so, what is the limit?
• Do I need written approval from my primary care physician in order for services to be covered?

In Network

​Blue Cross Blue Shield (including BluePlus)
Cigna
Health Partners
Medicare
Medica (employee or individual plans)
Metropolitan Health Plan and Hennepin Health
MN Medical Assistance (“Straight MA”)
Prime West
Surest
UCare
United Healthcare
United Healthcare Student Resources
UMR

Out of Network

Many insurance companies provide out of network coverage for their members. Most often, this means that you may pay more out of pocket than you would if you were to find provider who is in-network. Every insurance policy is different.

*Direct billing available for some out of network plans.