Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for therapy services.

Insurance benefits can be confusing; we are happy to help you navigate payment and reimbursement options if you choose to use insurance.

For medical plans with out-of-network benefits, coinsurance, or copays, clients are responsible for paying the full fee at the time of service.

​Clients without insurance or electing to pay for services without submission to insurance are entitled to a good-faith estimate for services.

Questions to ask your insurance provider:

Here are some recommend questions to ask your insurance provider to help determine your benefits:

• Does my health insurance plan include mental health benefits?
• Do I have a deductible? If so, what is it and have I met it yet?
• Do I have a co-pay or co-insurance? If so, what is it?
• Does my plan limit how many sessions per calendar year for therapy appointments? If so, what is the limit?
• Do I need written approval from my primary care physician in order for services to be covered?

In Network

• Aetna​
• Blue Cross Blue Shield (including BluePlus)
• Cigna
• Health Partners
• ​Hennepin Health
• Medicare
• Medica (employee or individual plans)

• MN Medical Assistance (“Straight MA” / Medicaid)
• Prime West
• Surest
• UCare
• United Healthcare
• United Healthcare Student Resources
• UMR

Out of Network

Some insurance plans include out of network benefits that may help reduce the cost of therapy services. Coverage and reimbursement rates vary depending on your individual insurance plan. We encourage clients to contact their insurance provider directly regarding out of network behavioral health benefits and reimbursement eligibility.

We are able to submit claims directly to select out of network insurance plans. Superbills are available upon request.